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All Offices
Stephen McManus
REALTOR® | President
Oscar Land
Real Estate Advisor
Matt Sasiene
REALTOR®
Fernando Pavon
Director of Brand & Growth
Samara Manzano
Visual Content Producer
Danielle Hoffmann
Transaction Coordinator
Our Latest Posts
6
2
Is your 3% mortgage rate keeping you from making your next move?
A low rate can be hard to leave behind, but the right decision goes beyond the number. It’s about finding a home that fits the life you want today.
Full episode of The Collective on YouTube.
7
A temporary buydown doesn’t lower your rate. It lowers your payment for the first couple of years, then steps up to your actual rate.
A permanent buydown is different: you pay up front for a lower rate that lasts the life of the loan.
Before you decide, ask your lender to show both options side by side, year one …
11
3
Your next move doesn’t always have to wait for your current home to sell.
A bridge loan may allow you to use the equity in your current home toward the down payment on your next one.
Planning your next chapter starts with understanding your options.
Full episode of The Collective on YouTube.
18
1
Your credit card balance could affect more than your monthly budget.
When preparing to buy a home, your credit utilization can play a role in your credit score, which may influence your mortgage options.
A little preparation can make a difference.
Full episode of The Collective on YouTube.
4
Charleston’s September market in 10 neighborhoods. 🏡
Prices held steady while closed sales grew 9.3% year over year. Swipe to see how your neighborhood is moving.
Thinking of buying or selling in the Lowcountry? Send us a message.
#CharlestonRealEstate #CharlestonHousingMarket #MountPleasantSC #DanielIsland #L…
14
1
347 homes. Zero approvals.
Charleston’s next wave of new construction is still navigating technical review. For buyers and sellers, timing matters.
#CharlestonRealEstate #LuxuryRealEstate #CharlestonSC
16
The purchase price is only part of the picture.
Property taxes, homeowners insurance, and potentially mortgage insurance all play a role in your monthly payment.
Look beyond the price tag. Make sure the numbers work for you.
Full episode of The Collective on YouTube.
4
Not every renovation adds value. Some simply make a home more personal.
Before investing in your next upgrade, consider what buyers in the Lowcountry actually look for.
Save this for your next renovation project.
14
1
The purchase price is only part of the picture.
Property taxes, homeowners insurance, and potentially mortgage insurance all play a role in your monthly payment.
Look beyond the price tag. Make sure the numbers work for you.
Full episode of The Collective on YouTube.
11
Not every luxury upgrade adds luxury value.
The smartest improvements aren’t always the most expensive—they’re the ones that make a property timeless.
Spend to improve, not just to impress.
#LuxuryRealEstate #LuxuryHomes #RealEstateInvesting #HomeValue #LuxuryProperty
49
6
The property taxes you see on Zillow may not tell the full story.
Before making an offer, make sure you know the actual numbers behind the home.
A smarter home search starts with better information.
Full episode of The Collective on YouTube.
2
The best addresses do more than tell you where you live. They shape how you live.
This week’s Featured Listings explores different sides of **Charleston, SC and the Lowcountry**. From the slower pace of Johns Island to the waterfront character of Daniel Island, the established neighborhoods of Mount Pleasant, and th…
coastalcollective.chs
Is your 3% mortgage rate keeping you from making your next move?
A low rate can be hard to leave behind, but the right decision goes beyond the number. It’s about finding a home that fits the life you want today.
Full episode of The Collective on YouTube.
🔥🔥🔥🔥👏👏👏
@chris_keelty thanks Chris!
coastalcollective.chs
A temporary buydown doesn’t lower your rate. It lowers your payment for the first couple of years, then steps up to your actual rate.
A permanent buydown is different: you pay up front for a lower rate that lasts the life of the loan.
Before you decide, ask your lender to show both options side by side, year one and year two. 🔑
Want the breakdown? Comment "BUYDOWN” and we’ll send it over.
#RealEstate101 #MortgageBuydown #CharlestonRealEstate #CharlestonSC #LuxuryRealEstate #HomeBuyingTips #MortgageRates #CoastalCollective
coastalcollective.chs
Your next move doesn’t always have to wait for your current home to sell.
A bridge loan may allow you to use the equity in your current home toward the down payment on your next one.
Planning your next chapter starts with understanding your options.
Full episode of The Collective on YouTube.
@dtmurtaugh 😂😂😂
coastalcollective.chs
Your credit card balance could affect more than your monthly budget.
When preparing to buy a home, your credit utilization can play a role in your credit score, which may influence your mortgage options.
A little preparation can make a difference.
Full episode of The Collective on YouTube.
coastalcollective.chs
Charleston’s September market in 10 neighborhoods. 🏡
Prices held steady while closed sales grew 9.3% year over year. Swipe to see how your neighborhood is moving.
Thinking of buying or selling in the Lowcountry? Send us a message.
#CharlestonRealEstate #CharlestonHousingMarket #MountPleasantSC #DanielIsland #LowcountryLiving
coastalcollective.chs
347 homes. Zero approvals.
Charleston’s next wave of new construction is still navigating technical review. For buyers and sellers, timing matters.
#CharlestonRealEstate #LuxuryRealEstate #CharlestonSC
coastalcollective.chs
The purchase price is only part of the picture.
Property taxes, homeowners insurance, and potentially mortgage insurance all play a role in your monthly payment.
Look beyond the price tag. Make sure the numbers work for you.
Full episode of The Collective on YouTube.
coastalcollective.chs
Not every renovation adds value. Some simply make a home more personal.
Before investing in your next upgrade, consider what buyers in the Lowcountry actually look for.
Save this for your next renovation project.
coastalcollective.chs
The purchase price is only part of the picture.
Property taxes, homeowners insurance, and potentially mortgage insurance all play a role in your monthly payment.
Look beyond the price tag. Make sure the numbers work for you.
Full episode of The Collective on YouTube.
coastalcollective.chs
Not every luxury upgrade adds luxury value.
The smartest improvements aren’t always the most expensive—they’re the ones that make a property timeless.
Spend to improve, not just to impress.
#LuxuryRealEstate #LuxuryHomes #RealEstateInvesting #HomeValue #LuxuryProperty
coastalcollective.chs
The property taxes you see on Zillow may not tell the full story.
Before making an offer, make sure you know the actual numbers behind the home.
A smarter home search starts with better information.
Full episode of The Collective on YouTube.
Dan went to mention HAOs. That’s exactly how I got my last place. It showed $950/monthly when really they are $442. I’m sure it turned a lot of people off. A good agent makes all the difference in the world!
@staceystargel 100% - if agents make it seam like you owe them for getting you accurate info…keep looking. We work hard, but getting real, accurate data is not hard 🤣
@charlestonbystephen you all just make it look easy. It is not an easy profession. You wear a lot of hats and we appreciate it!!
@staceystargel thank you Stacey 🙏🏼
@dtmurtaugh 👏👏
coastalcollective.chs
The best addresses do more than tell you where you live. They shape how you live.
This week’s Featured Listings explores different sides of **Charleston, SC and the Lowcountry**. From the slower pace of Johns Island to the waterfront character of Daniel Island, the established neighborhoods of Mount Pleasant, and the history and energy of the Peninsula, each setting offers its own rhythm.
Some places bring you closer to the water. Others bring you closer to the city, nature, or community.
The address matters. So does everything around it.
📍 2848 Cavalcade Circle, Johns Island
$850,000
Listed by Diana Bracy
📍 1396 Lakecrest Court, Mount Pleasant
$830,000
Listed by Jansen Powhida
📍 3 Rebellion Road, West of Ashley
$2,950,000
Listed by Robertson Allen
📍 457 Lesesne Street, Daniel Island
$4,785,000
Listed by Jacqueline Dinsmore
📍 2335 Lenwick Hall Lane, Johns Island
$839,500
Listed by Jan Miller
📍 2805 Wagner Way, Mount Pleasant
$1,290,000
Listed by Cathy Cocolas
📍 9 Colonial Street, Peninsula Charleston
$2,750,000
Listed by Mary Lou Wertz
Seven addresses. Seven different ways to experience the Lowcountry.
Which one feels most like your Charleston?
#CoastalCollectiveGroup #CharlestonSCRealEstate #CharlestonRealEstate #LowcountryLiving #LuxuryRealEstate